Illinois Bankruptcy - Filing Fees

All filing fees are payable to the Clerk of the Court. Debtors are not permitted to pay filing fees by credit card because all charges on credit cards are dischargeable, subject to special restrictions which apply during the 30 days immediately preceding filing. Illinois bankruptcy attorneys routinely pay fees by credit card online through the CM/ECF system.

Fees may be payable in an installment plan. Contact the clerk of the court for details. According to Rule 1006 of the Bk. Rules of Procedure, "A voluntary petition by an individual shall be accepted for filing if accompanied by the debtor's signed application stating that the debtor is unable to pay the filing fee except in installments. The application shall state the proposed terms of the installment payments and that the applicant has neither paid any money nor transferred any property to an attorney for services in connection with the case." The number of installments shall not exceed four, and the final installment shall be payable not later than 120 days after filing. For cause shown, the court may extend the time of any installment, provided the last installment is paid not later than 180 days after filing.

Illinois Bankruptcy

After filing Illinois bankruptcy, cases are automatically placed on the court docket and deadlines begin to run. Any missed deadline subjects a case to dismissal. Common grounds for dismissal include the failure to pay fees, file schedules, and give written notice to creditors.

Selecting the correct chapter to maximize results may seem to be a daunting task. The process of selection necessarily begins with familiarity with current laws. Because laws change frequently as new decisions are rendered, local attorneys who are familiar with the practices of each judge are an ideal source of information.

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